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[quote=Anonymous]It has transitioned over time.  We started out with one joint savings for the wedding that transitioned to major household expenses.  We had our own separate accounts and we divided up the bills. Just the way things worked out, I already was a homeowner so I pay the mortgage and also childcare - I am very disorganized so only paying two bills due the same day each month works better for me. DH pays everything else including the main credit card bill.

A few years after we had kids we added each other to the accounts so technically they are all joint accounts but we still treat them separate.  If I had to make sure I told DH everything I spent in order to balance the checkbook etc. we wouldn't have lasted 10 years.  He is very "precise" and I am not.  It also feels more adult that we both have financial responsibilities and one person did not take everything over when we got married.    We have similar spending habits so it isn't a matter of one person being a big spender - it is more about different bookkeeping habits and spreading out the responsibility.[/quote]

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