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Reply to "What do people do when a serious downturn happens 5 years or so before retirement?"
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[quote=Anonymous]We are about 1 year out. We changed AA from 70/30 to 55/45 this year. The 45% produces enough to cover our expenses. SSI for DH will provide for extras and unexpected. When I take mine it will do the same. For now, with so much uncertainty in the markets, we are staying put at that level. When things start feeling a little more secure in the markets, we will bump back up and hold at 60/40. We own our home and cars, and kids are launched.[/quote]
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