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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Medicaid only pays for skilled nursing care, not assisted living.  I think it’s foolish, as skilled nursing care is much more expensive, but it is what it is.  [/quote]

No, Medi[u]care[/u] only pays for skilled nursing care. Not assisted living, not long-term care in a nursing home. However, Medicare does cover home health care.

Medi[u]caid[/u] covers long-term care in a nursing home. Generally does not cover care in assisted living.[/quote]
Thank you for clarifying. It’s a confusing topic (not unlike SS). Some info to help round out the discussion, pulled from the two links below:

[b]Assisted Living Statistics And Facts In 2025[/b]

“‘Overall, the supply of available beds in assisted living is greater than the demand,’ says Marcy Baskin, vice president of Senior Care Authority, an elder care consulting franchise headquartered in Petaluma, California. ‘However, that [balance] varies regionally, [and] we expect the supply-demand ratio to change as the baby boomer population ages.’

* Medicare doesn’t cover assisted living costs.
* Depending on the state Medicaid program, Medicaid may pay for assisted living services, and some also help cover room and board.
* A majority of assisted living residents use personal finances or long-term care insurance to cover assisted living costs.

[i]How Many People Rely on Medicaid to Pay for Assisted Living?[/i]

* Nearly one in five (18%) of assisted living residents relies on Medicaid to pay for daily care services provided by assisted living communities.
* State Medicaid programs may pay for personal care and supportive services received in an assisted living community. However, Medicaid might not pay for room and board costs.
* A minority of state Medicaid programs don’t pay for services provided by assisted living communities.
* Depending on the state Medicaid program, following the death of a person in assisted living, their beneficiaries may be required to repay Medicaid for certain funds used to pay for their assisted living care and services in a process known as estate recovery.

‘Since assisted living is generally a private pay [industry], it’s typical for low- to middle-income families who don’t have long-term care insurance to lack the financial means to pay for assisted living, which creates a greater demand for Medicaid assistance,’ explains Baskin.

Medicaid is administered by each state, and each state’s regulations vary. ‘In some states, there are few options [available] for Medicaid covered assisted living costs, which forces someone needing care to move to a skilled nursing facility (which is more commonly covered by Medicaid),’ says Baskin.”

https://www.forbes.com/health/senior-living/assisted-living-statistics/

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[b]Nursing Home Statistics in 2025[/b]

[i]”Nursing Home Residents[/i]
While the average length of long-term care is one year, 33 percent of today’s seniors are projected to require over two years of care.

[i]Nursing Homes vs. Skilled Nursing Facilities[/i]
While the terms are often used interchangeably, nursing homes generally refer to facilities that offer permanent or long-term care, while skilled nursing facilities offer temporary care for residents while they undergo necessary rehabilitative treatment.

That said, stays in nursing homes can be temporary, and stays in skilled nursing facilities can last many days. That’s why Medicare will cover skilled nursing facility stays for up to 100 days.

[i]Nursing Home Services[/i]
* 49.1 percent of nursing home residents require services related to Alzheimer’s or other forms of dementia.

[i]Nursing Home Staff[/i]
* 54 percent of nursing homes turn away prospective residents due to staffing shortages
* Turnover rates for nursing homes are so high that data from the American Health Care Association and National Center for Assisted Living (AHCA/NCAL) predicts that they won’t return to pre-pandemic employment levels until 2027.”

https://www.theseniorlist.com/nursing-homes/statistics/

[img]https://www.theseniorlist.com/app/uploads/2024/01/TheSeniorList-Nursing-Home-Statistics-1536x1166.jpg[/img]
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