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[quote=Anonymous]
OP - I think you were honest in your post and maybe for older folks reading this thread it will be a wake-up call to not only keep their legal and financial records in order to help their children out as they age to figure things out, but also to take a good look at their physical health including dental, hearing, vision regular checkups and a total physical.  Also to consider as they may have the finances what they do have available for future help so that they do not just land on their children suddenly.  They can look at where they are living - and start to downsize and get rid of junk NOW.  They can look critically at their home and get the upkeep done NOW so that a sale of it could be done as smoothly as possible.  They could get used to getting help now for such things as housekeeping, yard work, learning to use ordering groceries etc. at the local food store for pickup and/or in time delivery.  Learning how to use UBER as their ability to drive might become reduced. This can involve looking at options for LTC funding, visiting area CCRCs or similar places offering Assisted Living and Memory Care because often their can be a waiting list.

For children with older parents  - like us - they can look at your post and start thinking about how they might start "the conversation" as early as possible.  Maybe starting from one angle that a parent would be most open for assistance and going from there.  In our case, we have a daughter (42) with a disability who resides with us so I have taken a lot of time to get what would need to be done in her various aspects of life and how to assist her siblings in taking over if we were unable to do so.  I also know I need to let my husband know more about what is in "The Notebook." At this point for us, we have different things in different places and need to put all in a Notebook.

At this point we have many things in place, but we do not have a Centralized Notebook of information on ourselves and this is a goal for the new year:
- List of Professionals in our lives
- Legal Documents of Will, Trust with Special Needs Trust, POA, Health Care Directives, and Guardianships of sibling
- Booklet of all online Access information on government, financial, health care, local businesses et.
- Health Care Status of each and list of providers
- Final Wishes
The scary thing is that there is no given path to aging and it only seems to get more expensive in looking at care options.  In our case we have LTC insurance because of DD, but we could never include her in such a placement at a CCRC until she is 62!

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