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Real Estate
Reply to "starting to think downsizing to a townhouse not worth it"
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[quote=Anonymous][quote=Anonymous]I'm not in NYC or DC area, but we're in the same situation as OP. We can downsize but not down price/cost. THs and condos and 55+ neighborhoods all have association fees in addition to the price of the unit, which offset any savings for less lawncare, etc. The only way we would do it is for location or less work and maintenance, not lower costs. [/quote] Association fees cover expenses like master structure insurance and reserves. Our townhouse will get a new roof soon. We have a special assessment for $8,500 but that's probably half the cost of the full job. We also don't pay for exterior painting, driveway work, shingle repair, gutter cleaning, vent cleaning, and pest control. So some of our fees do cover things that SFH owners would pay out of pocket. I don't know that the fees are a great deal but I do think my TH may be cheaper than a somewhat bigger SFH I could have bought instead.[/quote]
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