Anonymous
Post 10/06/2025 14:06     Subject: starting to think downsizing to a townhouse not worth it
Anonymous wrote:I really wish developers would build more "right size" houses instead of the two options we have: poorly designed multi-family or big, dumb McMansions.


Is this true though? I live in Fairfax County and I've recently seen moderately sized homes being built. Not far from me there was a recent development with about 40 homes, all in the 3,500 square foot size range above grade on 1/8th acre lots. I don't think those are McMansions. 1,500 square foot houses don't really make much sense for most households, even for singles.
Anonymous
Post 10/06/2025 14:02     Subject: starting to think downsizing to a townhouse not worth it
I really wish developers would build more "right size" houses instead of the two options we have: poorly designed multi-family or big, dumb McMansions.
Anonymous
Post 10/06/2025 13:57     Subject: starting to think downsizing to a townhouse not worth it
Anonymous wrote:Other issue boomers can’t downsize as they need the big house as kids are not stepping up

I will be hosting thanks giving, Xmas, till my 80s


You don't have to, you know.

--Boomer with big house that doesn't do it anymore.
Anonymous
Post 10/06/2025 13:55     Subject: Re:starting to think downsizing to a townhouse not worth it
Anonymous wrote:
OP again. Yes, it's crazy. And it's keeping out young families who could really benefit from our spacious homes. Of course, with complaints about school crowding, maybe this is a blessing. But I feel for millennials right now.


Don't feel badly. Eventually people die or go to assisted care. Several houses have come up in our neighborhood for these reasons. I think a lot of older folks make the calculation that you made and realize that their next move will be one that is out of necessity (because the financials just don't work). "Downsizing was not a thing in my grandparents' day. I think it only came up as a "thing" in the last 25 years or so. My grandmother's house did not go on the market until after she died. Nobody judged her for that. But people do judge the boomers for doing the same thing. In fact I know someone who would like to downsize, but just plain can't find a smaller home in their area (because there aren't many that were built). She has given up.


+1. My parents, Greatest Gen and Silent Gen, stayed in their 5 bedroom 4 bath home until they died. My dad wanted to move to a luxe CCC but mom refused to give up her home to move into a one bedrm unit with him. My two single siblings never moved out. They have many neighbors that have done the same.
Anonymous
Post 10/06/2025 13:43     Subject: starting to think downsizing to a townhouse not worth it
Other issue boomers can’t downsize as they need the big house as kids are not stepping up

I will be hosting thanks giving, Xmas, till my 80s
Anonymous
Post 10/05/2025 22:28     Subject: starting to think downsizing to a townhouse not worth it
Anonymous wrote:I'm not in NYC or DC area, but we're in the same situation as OP. We can downsize but not down price/cost. THs and condos and 55+ neighborhoods all have association fees in addition to the price of the unit, which offset any savings for less lawncare, etc.

The only way we would do it is for location or less work and maintenance, not lower costs.


Association fees cover expenses like master structure insurance and reserves.

Our townhouse will get a new roof soon. We have a special assessment for $8,500 but that's probably half the cost of the full job. We also don't pay for exterior painting, driveway work, shingle repair, gutter cleaning, vent cleaning, and pest control.

So some of our fees do cover things that SFH owners would pay out of pocket.

I don't know that the fees are a great deal but I do think my TH may be cheaper than a somewhat bigger SFH I could have bought instead.
Anonymous
Post 10/05/2025 22:21     Subject: starting to think downsizing to a townhouse not worth it
Keep your house, rent it out, and go rent a 2BR condo for a year or two. I bet you need a lot of less space than you imagine.

If you hate the condo life, then move back into your house which continues to appreciate. No big deal.
Anonymous
Post 10/05/2025 15:38     Subject: starting to think downsizing to a townhouse not worth it
Anonymous wrote:What are you looking for in your next dwelling? Location? Layout? I am older GenX with a townhouse in a good area and already I hate my stairs. My elderly parents can’t come visit because of the stairs, and even I see myself taking a tumble some day. I want something on one floor, with dedicated indoor parking, and no maintenance. Two bed two bath at a minimum. Walking distance to a grocery store and other amenities. Public transit nice to have. So I will probably go to a full-service condo in the next ten years.


My in laws in NJ bought into a townhome complex that is all 2BR and 3BR, with the 2BRs all ranch and the 3BRs have one 2nd floor BR and bathroom. So it’s good for guests, but the main dwellers don’t really have to venture to the 2nd floor much.

It’s funny because it’s almost what OP describes. They sold their main home for like $1.2MM and bought the 3BR TH for like $800k.

Anonymous
Post 10/05/2025 12:13     Subject: starting to think downsizing to a townhouse not worth it
OP this isn’t exactly what you were thinking of doing, but what if you sell your SFH, and then just move to Manhattan? Buy like a 2-bed 1-bath in a doorman building in Murray Hill or similar for the amount your house costs. Sell your cars and 80% of your furniture, declutter/Swedish death-cleaning, whatever you want to call it. You won’t be pocketing no half mil, but you are really and truly downsizing and switching to a totally different lifestyle. Not just like, moving over a neighborhood or two for no identifiable justification—just more stairs (“glorified stairwell,” per PP…ha!)and noise and less privacy.
Anonymous
Post 10/05/2025 11:48     Subject: starting to think downsizing to a townhouse not worth it
Don’t forget your aging joints when contemplating your next house
Anonymous
Post 10/05/2025 11:37     Subject: starting to think downsizing to a townhouse not worth it
What are you looking for in your next dwelling? Location? Layout? I am older GenX with a townhouse in a good area and already I hate my stairs. My elderly parents can’t come visit because of the stairs, and even I see myself taking a tumble some day. I want something on one floor, with dedicated indoor parking, and no maintenance. Two bed two bath at a minimum. Walking distance to a grocery store and other amenities. Public transit nice to have. So I will probably go to a full-service condo in the next ten years.
Anonymous
Post 10/05/2025 11:24     Subject: Re:starting to think downsizing to a townhouse not worth it

Staying in the same house is always the cheapest solution. You don't move to save money because you usually want to move to a townhouse or condo in an area that is more walkable and interesting than your current house, that itself means more expensive.

Anonymous
Post 10/05/2025 10:20     Subject: starting to think downsizing to a townhouse not worth it
I’m sure this question applies not just to DC but to NYC and other big cities. Doesn’t need to be in a NYC-specific forum.
Anonymous
Post 10/05/2025 08:46     Subject: starting to think downsizing to a townhouse not worth it
I'm not in NYC or DC area, but we're in the same situation as OP. We can downsize but not down price/cost. THs and condos and 55+ neighborhoods all have association fees in addition to the price of the unit, which offset any savings for less lawncare, etc.

The only way we would do it is for location or less work and maintenance, not lower costs.
Anonymous
Post 10/04/2025 17:37     Subject: starting to think downsizing to a townhouse not worth it
Anonymous wrote:I assume there’s a big difference between a townhouse in a NYC suburb and a brownstone in Brooklyn or a rowhome in DC? A townhouse in the ‘burbs sounds awful to be.


This is always confusing…people are welcome to ask whatever they want, but it’s sort of weird to ask a forum called DC Urban Moms and Dads about real estate in New York City metro area. Real estate is local; OP you’d get better advice asking in a NYC metro area online community.