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Reply to "Living on my salary alone bc dh was laid off. How do I convince DH to cut back on non essentials? "
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[quote=Anonymous][quote=Anonymous]We’re dual income and this would be an unacceptable level of spending. On occasion, it’s fine. On the regular, we would have a talk with each other. We have joint accounts and joint financial goals. We’re in this together and multiple $12 smoothies a week would not work for us. [/quote] Yes, but let’s say they each have a $200 discretionary budget each month. As long as he sticks to $200, he can get as many $12 smoothies as he wants. He just can’t go over. That’s the beauty of a budget. I could spend 90% of my budget on Starbucks and 10% on everything else. It’s not DH’s business if I wear thrift store clothes to accommodate my Starbucks habit, as long as I stay within the budget. I suspect the DH will exceed his budget for the first two or three months, DW will gently point it out each time, and if he’s a normal adult, he’ll adjust his spending. After 3 months, I’d have a big talk.[/quote]
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