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Reply to "Living on my salary alone bc dh was laid off. How do I convince DH to cut back on non essentials? "
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[quote=Anonymous]My husband and I are same--separate money. It's not that unusual. My husband was laid off at one point for an extended period. You both have to decide what you can cut and what you really want to keep and then do it. You have to pay for housing, transportation, utilities and food. For me what I really wanted to keep was my 6 times a year hair appointments and twice-monthly cleaners. We cut back on everything else. Got rid of subscriptions and entertainment costs, the gym, etc. If one of those is something you have to have, like the gym keeps you sane, cut back someplace else. Buy only clothes you need and use the things you already have. Buy sparingly and buy some things used. If your kids are old enough to work, encourage this. This was great for me as a teen who wasn't expected to work. I found a liking for work over school that never left me. Same for my kids. It doesn't have to be many hours, but they can pay for their treats and that kind of thing. This was many years ago and we survived.[/quote]
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