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[quote=Anonymous]We make 500K in a low COLA, with house just about paid off, and I would not feel comfortable with this expense for more than one child. We also do not want to work forever and hope to cut back (but still pull in about 250) in our early 50s, so ymmv. What does 1m in savings mean? Does that mean on top of well-funded retirement/529? That definitely helps move the needle, especially if you think DH will be able to find a job soon.

I left NYC 20 years ago so cannot comment on the school scene (and I can't believe what types of commutes I used to consider "normal") but as a mom of school aged children, I also wouldn't want to have an hour+ commute each day plus a demanding job. Commute would be my #1 priority. You may still need to move, but I would try to stay under a 30 minute commute.

In your shoes, we would send to parochial school, at least for, sasy, K-3.  We sent our kids to a year at a traditional evangelical school during Covid (K, 2nd, and 4th) and it was completely fine, even though the pedagogy and religious values were different than what they had been exposed to. Most of it at that age is about learning to be a nice person and learning to sit respectfully in chapel, which is a good practice kids don't get enough exposure to. They will not indoctrinate your children if you are not teaching the same thing at home.

Hopefully it will work with magnet schools, but with a less than 7 figure HHI - 110K in tuition costs is eye watering. [/quote]

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