Reply to I'm not even sure what my question is, but I'm sure you all will have something to share. Wife overspending

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Reply to "I'm not even sure what my question is, but I'm sure you all will have something to share. Wife overspending"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Once again, this is why having a budget (shoutout YNAB!) is so useful at any income level. Too often people hear budget and think it doesn't matter if you make enough money but hot damn is it nice to know your numbers and spending history so you can sit down as a couple and talk rationally about income, expenses, goals, etc.[/quote]

Exactly.  When we went from two incomes to one, we started saving far more because we got a serious budget and we both started monitoring it closely.  When it's a group project and you've agreed on your goals and saving / giving priorities it's easier to point out when something is off.[/quote]

Yep! And even if saving more isn't your goal, just having the data saves you all those stupid arguments with "well you spent $400 on that Target run a couple weeks ago!" or "how much did golf plus drinks cost you this month?". It's just:here's our goal, here are the numbers, let's work together to figure out what to do next. [/quote]

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