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Reply to "Is this what happened w/ insurance and if so what's next? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Everyon's premiums with employer based health insurance has doubled to tripled. I'm tired of paying for complete strangers. The whole HC system has been hijacked to an income redistribution scheme.[/quote] Requiring single men to buy health insurance coverage that covers maternity and obstetric care. Total redistribution scheme. All individual and small employer insurance plans, including those you get through the Marketplace, must cover maternity and newborn care. Ridiculous. [/quote] Yep. And they cover Viagra. And you pay for the public schools. Meanwhile, I pay for healthy foods and a gym membership and my premiums cover other people's diabetes. Oh well. Welcome to the community! [/quote] Health insurance should be based upon each individual’s health needs. Per usual, democrats expose themselves. Obamacare is income redistribution.[/quote] It isn’t income redistribution moron. It’s pooled risk! This is the foundation of insurance.[/quote] Insurance you are forced to buy, by the fed gov.[/quote] Yes because [b]if you don’t buy health insurance and need services, you are driving up the costs for others.[/b] If everyone is insured the pool of risk is larger and costs should be controlled but because it is a for-profit system, insurance must pay large executive compensation packages and shareholders. [/quote] If you buy health insurance and need services, you are driving up the costs of others. Obamacare singlehandledly ruined nursing. It was expected after Obamacare, ER visits would decrease as uninsured would no longer use the ER as their primary doctor. However, the opposite occured. So many sick people are hospitalized and still using the ER as their primary doctor. It takes 12 hours in the ER waiting room to see someone. Sometimes there arent enough beds and certainly not enough staff. Nurses are working 16 hour days doing backbreaking work, and burn out at rates unheard of before the ACA. Doctors are also burned out. We have a nursing shortage and more nursing and medical mistakes/malpractice despite education standards increasing to bachelors and nursing as one of the top careers for the middle class. Even men are nurses these days. ObamaCare has failed miserably because it lacks free-market principles and is a one-size-fits all, centrally planned debacle. Dwindling choices. Rising premiums. Diminishing access to doctors. Burned out nurses. Decreased quality. Going to the hospital is literally a crapshoot these days.[/quote]
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