Anonymous
06/09/2025 03:15
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Everyon's premiums with employer based health insurance has doubled to tripled. I'm tired of paying for complete strangers. The whole HC system has been hijacked to an income redistribution scheme.
Requiring single men to buy health insurance coverage that covers maternity and obstetric care.
Total redistribution scheme.
All individual and small employer insurance plans, including those you get through the Marketplace, must cover maternity and newborn care.
Ridiculous.
Yep. And they cover Viagra. And you pay for the public schools. Meanwhile, I pay for healthy foods and a gym membership and my premiums cover other people's diabetes. Oh well. Welcome to the community!
Health insurance should be based upon each individual’s health needs.
Per usual, democrats expose themselves.
Obamacare is income redistribution.
It isn’t income redistribution moron. It’s pooled risk! This is the foundation of insurance.
Insurance you are forced to buy, by the fed gov.
Yes because if you don’t buy health insurance and need services, you are driving up the costs for others. If everyone is insured the pool of risk is larger and costs should be controlled but because it is a for-profit system, insurance must pay large executive compensation packages and shareholders.
If you buy health insurance and need services, you are driving up the costs of others.
Obamacare singlehandledly ruined nursing. It was expected after Obamacare, ER visits would decrease as uninsured would no longer use the ER as their primary doctor. However, the opposite occured. So many sick people are hospitalized and still using the ER as their primary doctor. It takes 12 hours in the ER waiting room to see someone. Sometimes there arent enough beds and certainly not enough staff. Nurses are working 16 hour days doing backbreaking work, and burn out at rates unheard of before the ACA. Doctors are also burned out.
We have a nursing shortage and more nursing and medical mistakes/malpractice despite education standards increasing to bachelors and nursing as one of the top careers for the middle class. Even men are nurses these days.
ObamaCare has failed miserably because it lacks free-market principles and is a one-size-fits all, centrally planned debacle.
Dwindling choices. Rising premiums. Diminishing access to doctors. Burned out nurses. Decreased quality.
Going to the hospital is literally a crapshoot these days.
Everything you just described is happening in a FOR PROFIT health system. Other countries with socialized care have better outcomes.
Anonymous
06/09/2025 03:00
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Everyon's premiums with employer based health insurance has doubled to tripled. I'm tired of paying for complete strangers. The whole HC system has been hijacked to an income redistribution scheme.
Requiring single men to buy health insurance coverage that covers maternity and obstetric care.
Total redistribution scheme.
All individual and small employer insurance plans, including those you get through the Marketplace, must cover maternity and newborn care.
Ridiculous.
Yep. And they cover Viagra. And you pay for the public schools. Meanwhile, I pay for healthy foods and a gym membership and my premiums cover other people's diabetes. Oh well. Welcome to the community!
Health insurance should be based upon each individual’s health needs.
Per usual, democrats expose themselves.
Obamacare is income redistribution.
It isn’t income redistribution moron. It’s pooled risk! This is the foundation of insurance.
Insurance you are forced to buy, by the fed gov.
Yes because if you don’t buy health insurance and need services, you are driving up the costs for others. If everyone is insured the pool of risk is larger and costs should be controlled but because it is a for-profit system, insurance must pay large executive compensation packages and shareholders.
If you buy health insurance and need services, you are driving up the costs of others.
Obamacare singlehandledly ruined nursing. It was expected after Obamacare, ER visits would decrease as uninsured would no longer use the ER as their primary doctor. However, the opposite occured. So many sick people are hospitalized and still using the ER as their primary doctor. It takes 12 hours in the ER waiting room to see someone. Sometimes there arent enough beds and certainly not enough staff. Nurses are working 16 hour days doing backbreaking work, and burn out at rates unheard of before the ACA. Doctors are also burned out.
We have a nursing shortage and more nursing and medical mistakes/malpractice despite education standards increasing to bachelors and nursing as one of the top careers for the middle class. Even men are nurses these days.
ObamaCare has failed miserably because it lacks free-market principles and is a one-size-fits all, centrally planned debacle.
Dwindling choices. Rising premiums. Diminishing access to doctors. Burned out nurses. Decreased quality.
Going to the hospital is literally a crapshoot these days.
Anonymous
06/09/2025 02:50
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:I was born in 1980 and my dad was laid off a couple times in my childhood. 18 months of cobra was still an option then. You had to pay for it though. Also, I was able to stay on my parents insurance until I think 26? I didn’t take insurance at my first post college job because my parents were still paying for “family” insurance for my younger siblings so it cost them nothing extra to keep me. And I didn’t have to pay the premium at work.
Do you even need insurance at 26?
I would wager most 20 somethings arent even going to the doctor regularly even if they have insurance.
Anonymous
06/09/2025 01:56
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:People living in countries with socialized healthcare have to wait a long time for a single appointment. The United States also has the highest QUALITY of any developed country. People fly from all over the world to have surgery here or to bring their child for surgery more than any developed country.
DO we have the highest quality healthcare?
https://news.harvard.edu/gazette/story/2018/03/u-s-pays-more-for-health-care-with-worse-population-health-outcomes/
“The study confirmed that the U.S. has substantially higher spending, worse population health outcomes, and worse access to care than other wealthy countries. For example, in 2016, the U.S. spent 17.8 percent of its gross domestic product on health care, while other countries ranged from 9.6 percent (Australia) to 12.4 percent (Switzerland). Life expectancy in the U.S. was the lowest of all 11 countries in the study, at 78.8 years; the range for other countries was 80.7 to 83.9 years. The proportion of the U.S. population with health insurance was 90 percent, lower than all the other countries, which ranged from 99 to 100 percent coverage.”
(It’s true that sometimes people come to us for hard-to-get care, but plenty of Americans leave the US for care, too.)
Life expectancy isn’t just about health care.
Obviously. But our access to care is worse, and our spending is higher, and millions of Americans choose to get care in other countries.
So perhaps you can articulate how you define quality and explain why the US has it in greater abundance than anywhere else in the world.
+1. As an American physician who has been both a patient and a provider in the US and in other countries, we certainly do not have the best health care in the world. Nursing shortages along with corporate cost cutting leading to unsafe nursing coverage levels in hospitals, stressed systems leading to medical mistakes and nosocomial infections, poor coordination of care due to HIPAA overreach, we have our own very long waits to see specialists, the proliferation of underskilled mid level providers, insurance pressure to limit time in hospital to the bare minimum that an actuary figured out has a decent chance of avoiding rehospitalization, etc etc… Have a procedure done in another country and you will be shocked at the quality difference and lack of hassle and anxiety that you took for granted in the US… Beyond just the metrics in the US dropping, it’s also just gotten so stressful and unpleasant to get care here.
Anonymous
06/09/2025 01:18
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Everyon's premiums with employer based health insurance has doubled to tripled. I'm tired of paying for complete strangers. The whole HC system has been hijacked to an income redistribution scheme.
Requiring single men to buy health insurance coverage that covers maternity and obstetric care.
Total redistribution scheme.
All individual and small employer insurance plans, including those you get through the Marketplace, must cover maternity and newborn care.
Ridiculous.
Yep. And they cover Viagra. And you pay for the public schools. Meanwhile, I pay for healthy foods and a gym membership and my premiums cover other people's diabetes. Oh well. Welcome to the community!
Health insurance should be based upon each individual’s health needs.
Per usual, democrats expose themselves.
Obamacare is income redistribution.
It isn’t income redistribution moron. It’s pooled risk! This is the foundation of insurance.
Insurance you are forced to buy, by the fed gov.
Would you prefer hospitals and doctors require deposits before treatment?
Boke your leg, that's 15k or leave. Cancer diagnosis? 250 cash, otherwise hit the road jack.
There is really no need for health insurance. Hospitals have to treat anyone by law.
You save more money paying for an annual physical out of pocket than paying for monthly insurance.
It's all a big racket. Dental insurance is also really useless. It barely covers anything.
Paying out of pocket is better, hence the old system was ideal. If you cannot pay for a service or are illegal, the hospital cannot throw you out
Anonymous
06/09/2025 01:15
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Everyon's premiums with employer based health insurance has doubled to tripled. I'm tired of paying for complete strangers. The whole HC system has been hijacked to an income redistribution scheme.
Thats socialism for you. Insurance is about underwriting risk. A driver in a higher risk pool pays more premiums for a reason.
Pre-existing conditions should be the same way.
The old system was way better. The insurance companies and hospitals were all on the verge of bankruptcy in 2008 due to medical bankruptcy/unpaid bills. We shouldve let the insurance companies and the banks and hospitals go under in 2009, but instead Obama bailed them out.
Anonymous
06/09/2025 00:29
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:People living in countries with socialized healthcare have to wait a long time for a single appointment. The United States also has the highest QUALITY of any developed country. People fly from all over the world to have surgery here or to bring their child for surgery more than any developed country.
Go ahead and try to get an ENT appointment from a “quality” provider in under 6 months in DC. You can’t.
Anonymous
06/09/2025 00:26
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Everyon's premiums with employer based health insurance has doubled to tripled. I'm tired of paying for complete strangers. The whole HC system has been hijacked to an income redistribution scheme.
Requiring single men to buy health insurance coverage that covers maternity and obstetric care.
Total redistribution scheme.
All individual and small employer insurance plans, including those you get through the Marketplace, must cover maternity and newborn care.
Ridiculous.
Single men have to pay for maternity/newborn care but they’re guaranteed the following:
ambulatory patient services
emergency services
hospitalization
mental health and substance use disorder services including behavioral health treatment
prescription drugs
rehabilitative and habilitative services & devices
laboratory services
preventive and wellness services and chronic disease management
Mothers of newborns aren't the ones who are mostly getting DUI tickets, getting into stupid boating accidents, flipping cars at the highest rate, using a gun to "commit suicide" but missing or chickening out, jumping off heights, getting into skydiving accidents, and on and non and on.
Can we opt out of paying for the literally catastrophic costs of male behavior from 15-35 years old? Thanks in advance.
Insurance won’t cover any of those things. Skydiving accidents are not the main driver of health costs. Seriously stop with your biased and bigoted attempt to derail a productive conversation.
Anonymous
06/08/2025 23:43
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Everyon's premiums with employer based health insurance has doubled to tripled. I'm tired of paying for complete strangers. The whole HC system has been hijacked to an income redistribution scheme.
Requiring single men to buy health insurance coverage that covers maternity and obstetric care.
Total redistribution scheme.
All individual and small employer insurance plans, including those you get through the Marketplace, must cover maternity and newborn care.
Ridiculous.
Yep. And they cover Viagra. And you pay for the public schools. Meanwhile, I pay for healthy foods and a gym membership and my premiums cover other people's diabetes. Oh well. Welcome to the community!
Health insurance should be based upon each individual’s health needs.
Per usual, democrats expose themselves.
Obamacare is income redistribution.
But you’re ok with Trump grifting left & right and creating a pay to play White House? You need a moral center.
My moral center is intact. Illegal immigrants don’t pay. Insured Americans pay for themselves and the healthcare of everyone else.
And you’re fine with pay to play grifters. GOT IT
So you concede that illegal immigrants utilize US healthcare, don’t pay, and drive up the cost for insured Americans, while trying to deflect with some random gobbledygook about “pay to play.”
GOT IT
🤡
Anonymous
06/08/2025 22:35
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Anonymous wrote:Anonymous wrote:People living in countries with socialized healthcare have to wait a long time for a single appointment. The United States also has the highest QUALITY of any developed country. People fly from all over the world to have surgery here or to bring their child for surgery more than any developed country.
DO we have the highest quality healthcare?
https://news.harvard.edu/gazette/story/2018/03/u-s-pays-more-for-health-care-with-worse-population-health-outcomes/
“The study confirmed that the U.S. has substantially higher spending, worse population health outcomes, and worse access to care than other wealthy countries. For example, in 2016, the U.S. spent 17.8 percent of its gross domestic product on health care, while other countries ranged from 9.6 percent (Australia) to 12.4 percent (Switzerland). Life expectancy in the U.S. was the lowest of all 11 countries in the study, at 78.8 years; the range for other countries was 80.7 to 83.9 years. The proportion of the U.S. population with health insurance was 90 percent, lower than all the other countries, which ranged from 99 to 100 percent coverage.”
(It’s true that sometimes people come to us for hard-to-get care, but plenty of Americans leave the US for care, too.)
Life expectancy isn’t just about health care.
Obviously. But our access to care is worse, and our spending is higher, and millions of Americans choose to get care in other countries.
So perhaps you can articulate how you define quality and explain why the US has it in greater abundance than anywhere else in the world.
Anonymous
06/08/2025 22:29
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Anonymous wrote:People living in countries with socialized healthcare have to wait a long time for a single appointment. The United States also has the highest QUALITY of any developed country. People fly from all over the world to have surgery here or to bring their child for surgery more than any developed country.
DO we have the highest quality healthcare?
https://news.harvard.edu/gazette/story/2018/03/u-s-pays-more-for-health-care-with-worse-population-health-outcomes/
“The study confirmed that the U.S. has substantially higher spending, worse population health outcomes, and worse access to care than other wealthy countries. For example, in 2016, the U.S. spent 17.8 percent of its gross domestic product on health care, while other countries ranged from 9.6 percent (Australia) to 12.4 percent (Switzerland). Life expectancy in the U.S. was the lowest of all 11 countries in the study, at 78.8 years; the range for other countries was 80.7 to 83.9 years. The proportion of the U.S. population with health insurance was 90 percent, lower than all the other countries, which ranged from 99 to 100 percent coverage.”
(It’s true that sometimes people come to us for hard-to-get care, but plenty of Americans leave the US for care, too.)
Life expectancy isn’t just about health care.
Anonymous
06/08/2025 22:24
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:People living in countries with socialized healthcare have to wait a long time for a single appointment. The United States also has the highest QUALITY of any developed country. People fly from all over the world to have surgery here or to bring their child for surgery more than any developed country.
DO we have the highest quality healthcare?
https://news.harvard.edu/gazette/story/2018/03/u-s-pays-more-for-health-care-with-worse-population-health-outcomes/
“The study confirmed that the U.S. has substantially higher spending, worse population health outcomes, and worse access to care than other wealthy countries. For example, in 2016, the U.S. spent 17.8 percent of its gross domestic product on health care, while other countries ranged from 9.6 percent (Australia) to 12.4 percent (Switzerland). Life expectancy in the U.S. was the lowest of all 11 countries in the study, at 78.8 years; the range for other countries was 80.7 to 83.9 years. The proportion of the U.S. population with health insurance was 90 percent, lower than all the other countries, which ranged from 99 to 100 percent coverage.”
(It’s true that sometimes people come to us for hard-to-get care, but plenty of Americans leave the US for care, too.)
Anonymous
06/08/2025 21:48
Subject: Is this what happened w/ insurance and if so what's next?
People living in countries with socialized healthcare have to wait a long time for a single appointment. The United States also has the highest QUALITY of any developed country. People fly from all over the world to have surgery here or to bring their child for surgery more than any developed country.
Anonymous
06/08/2025 21:09
Subject: Re:Is this what happened w/ insurance and if so what's next?
Health care inflation is not caused by making more people insured. That tends to lower it since those people get to the doctor earlier and get treated much less expensively than when they used to go ER when they were much sicker.
Look at how much drugs have increased - both the number of new drugs but also at how the drug industry has increased prices on old medicines. Look at how many more tests they run finding more things to send you to a specialist.
Look at how much drugs have increased - both the number of new drugs but also at how the drug industry has increased prices on old medicines. Look at how many more tests they run finding more things to send you to a specialist.
Anonymous
06/08/2025 21:02
Subject: Is this what happened w/ insurance and if so what's next?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Everyon's premiums with employer based health insurance has doubled to tripled. I'm tired of paying for complete strangers. The whole HC system has been hijacked to an income redistribution scheme.
Requiring single men to buy health insurance coverage that covers maternity and obstetric care.
Total redistribution scheme.
All individual and small employer insurance plans, including those you get through the Marketplace, must cover maternity and newborn care.
Ridiculous.
Yep. And they cover Viagra. And you pay for the public schools. Meanwhile, I pay for healthy foods and a gym membership and my premiums cover other people's diabetes. Oh well. Welcome to the community!
Health insurance should be based upon each individual’s health needs.
Per usual, democrats expose themselves.
Obamacare is income redistribution.
But you’re ok with Trump grifting left & right and creating a pay to play White House? You need a moral center.
My moral center is intact. Illegal immigrants don’t pay. Insured Americans pay for themselves and the healthcare of everyone else.
And you’re fine with pay to play grifters. GOT IT