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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Gen X is really shaping up to be the new boomers, eh?

Let's see you survive, pre-gramps...

Rent: $2572/mo
Utilities: $350 (water, power, trash, internet)
Health insurance: $416/mo (is the half we pay & company pays other half)
Eye insurance: $50/mo ($25 ea for both me & hubby - kid is covered under health insurance)
Dental insurance: $44/mo ($22 eas for both me & hubby - kid is covered under health insurance)
Car 1: $0 - paid off
Car 1 insurance: $40/mo
Car 2: $216/mo but paying $400/mo so it will be paid off by July
Car 2 insurance: $65/mo
Student loan 1: $683/mo
Student loan 2: $515/mo
Daycare for 18 mo: $1314/mo
=$6096

And that doesn't even include groceries, tolls/gas/car expenses, personal care items, or other monthly expenses.

And yes, we've been trying to buy a house for 3 years now. We keep getting outbid, like, $50k-$70k outbid.

[/quote]

I imagine it is difficult to raise kids while paying off student loans.  It's so sad that someone forces you to start a family before you were on firmer financial footing.  We need to do better as a country, and allow people to defer having kids until they are in a better situation.  [/quote]

You think you're clever, but it's precisely because they cannot defer parenthood (age matters) that people in their 30s and 40s are squeezed by school debt, home buying with commute tradeoffs, daycare costs, and career pressures all at once. It's not a new struggle but it is more expensive than it ever has been. WFH helps make it a little easier and cheaper, and a certain type of person hates that for other people. [/quote]

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