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Reply to "Turning down neighbor’s job offer?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I still have an old dish washing injury I never recovered from. [/quote] I suffered a chemical burn from a similar job, when my employer refilled the dish liquid with the wrong solution. I had to have a skin graft. Of course, I was covered under the employers insurance. I too would be curious who would cover this child’s injuries if something happened. Homeowner’s insurance? But who is paying for the ER visit? How are you getting compensated? My parents didn’t pay for anything, and didn’t have to recoup a dime. Applebee’s paid for everything. I mean, this is the risk you take when you have a job like this, and I know it’s typical and injury is rare, but not impossible. [/quote] OP might not be correct about it not falling under workers comp. As a comp attorney I can tell you that some jurisdictions’ laws will consider it comp. Thing is that the neighbor probably doesn’t carry insurance. So the neighbor would have major legal problems should there be an injury. And no it wouldn’t be covered under homeowner’s for two reasons. One is an exclusion that most policies have. And second, unlike workers’ comp, for homeowners to cover, it can’t be the injured person’s fault. All this being said, I’d let my kid do t if they wanted just like I let my kids babysit, walk dogs, mow lawns, shovel snow . . .[/quote]
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