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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We are early 40's and have $3M in assets, not counting our paid off home and fully funded 529s. We spend way less per month than current income. I keep trying to get spouse to majorly downshift his stressful job [b]but he keeps insisting he is "overqualified" and he won't be able to get hired somewhere at a lower level. [/b]I wish he would try. I was a SAHM and now work part-time for peanuts. We live a simple but comfortable life plus my spouse is also going to get a multimillion dollar inheritance. He knows and agrees with all of this academically but can't bring himself to improve his situation.[/quote]

I feel the same way as your husband. Not only am I “overqualified” for a lower level job, but  younger folks may be better at it by now than I am. And all positions that actually leverage my experience and seniority are stressful. [/quote]

+1 This is a common situation.  There's often not an easy way to "downshift."[/quote]

Another vote here. My DH wanted to downshift and actually tried when his tech company sold. They only wanted him for C-suite. A friend told him the younger guys don't want to have you report to them because of your status. Plus, frankly, it looks weird. So he is back in a C-suite position. We are just shy of 10m in assets, but he has zero interest in hanging out and playing golf or whatever. I likes to be connected to people who are making things happen. So his mentality is to not slow down. [/quote]

Amazing.  DCUM never ceases in its quest to perfect the humblebrag.

The posters with a $3M net worth at 45 wondering if they're going to be OK in retirement. The bogus questions about college just so they can write that their kids all got 1550 SATs and were admitted to Harvard. And now, no jobs available for poor DH except for being the multimillionaire CEO.[/quote]

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