Reply to If you did everything right (by DCUM standards)…. How?

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[quote=Anonymous]For me:

- Married or met spouse by 30 - I met my DH at 21 and we got married at 26/27. 
- Made $150K or more by 30 - yes, I was working in BigLaw at that point making over $200K. DH was was a fed making low $100s. 
- Owned SFH by 35 - we bought a close-in row house first and then traded up into a SFH when we were 35/36. 
- Graduated with zero or manageable debt - I graduated law school with a lot of debt. I took out loans to cover all of an expensive private law school and my husband took out loans to cover an expensive private graduate school. We did pay them off fully by 35, though. 
- Remained thin and healthy throughout - I’m tall and wear about a size 6/8 so I’m not “thin thin” but healthy enough to be active. 
- Continued with hobbies or activities or travel  to make a fulfilling life - We are lucky enough to be able to travel a few times a year and support our kids activities. Working full time and dealing with kids in early elementary, I don’t feel like I have a lot of time for other hobbies!

Like others, I think it was a combination of luck and hard work. My parents grew up poor and worked themselves into a MC/UMC lifestyle. We had a happy, stable home, an emphasis on education, and my parents paid for private (parochial) schools for me. I had some help from my parents to go to an expensive private college, where I met my husband, but they haven’t directly financially helped us since then. We paid off all our loans and saved for our down payments all on our own.

It was clear to me early that I’d have to work hard to recreate or exceed my childhood lifestyle, since my parents didn’t have the type of money to be able to pass much down, so I worked hard to set myself up in college and law school for a well-paying career. I also realized early that BigLaw for the long haul wasn’t for me, so I set myself up to use the time to pay off loans and get established in a much better place as in house counsel. Meeting my DH young, and having him come from a stable family with a strong work ethic was really important too. We’ve also been lucky to be healthy physically and mentally.

I’m emphasizing to my kids the importance of working hard, and staying physically active through sports and play time. [/quote]

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