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Reply to "Would you keep grinding or retire early?"
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[quote=Anonymous]The general rule of thumb is that you can extract 4 percent/year from your portfolio and increase your rake by inflation (3%) each year if you invest in a 60/40 stock/bond portfolio. Given that you have $6 million, you could start with $240k retirement income and increase the amount by 3%/year. Of course, you could supplement that with freelance work or even return full-time to a less stressful job. Also, at 62, you and your husband could claim social security. Don’t forget about medical insurance. Medicare doesn’t kick in until 65. [/quote]
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