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Reply to "I always hear that people are living beyond their means, but…"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous] DP, Agreed, for context, as immigrant Asians we have a frugal mentality. Our HHI is 600K, PITI is less than 3K, mid 40's, kids in public school.. ~$3M NW but we still stress about money. I am just the type of person who just stresses about the money. Even if our HHI was a $1M, it's just a personality trait[/quote] For 600k HHI and that low PITI, your NW is kind of low. [/quote] Ha, you wish. Their HHI a has obviously grown over time. [/quote] Asian poster.. Yep, HHI has increased ... till 3 years ago, we were at 350K. Now, we save $200K+ every year since 2020 (pre and post tax). We did spend a bit on the house renovation and made a few bad investment decisions early in career. We take an INTL vacation to Europe, but heavily subsidized on miles and points. We do spend quite a bit on kids activities and vacations[/quote]
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