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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP only $27k of those loans are in the GF’s name. The rest, the, $197k is 100% in her parents’ names and GF has absolutely zero legal responsibility to pay those, only her parents do. Hope that clears things up for OP and other readers because a lot of people take out PP loans with informal, unenforceable “agreements” that they’re somehow the kid’s loans.[/quote] Private loans are co-signed. That makes them both parties’ responsibility [/quote] Parent Plus Loans are not private and are not co-signed. They are 100% in the parents’ name(s). Private loans, like Sallie Mae or CollegeAve, are co-signed, correct. I believe OP specified that GF’s loans are private not parent plus, no?[/quote] OP said private, so she’s on the hook [/quote]
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