Reply to DH won't use any inheritance for a house

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[quote=Anonymous]OP, I'm in the exact same situation as your husband (down to the details -- my father has passed, received a portion of inheritance that I'm not touching, my mom is still alive, brother with schizophrenia, mom in denial.)

His mom needs to wake up and make plans for the brother so that the entire burden isn't on your husband, and also so the money isn't just wasted. Brother is likely eligible for disability, which will ease the financial burden for your husband. They can also figure out the housing situation -- can she set him up in a paid-for home? Group home? Maybe your husband can help her get realistic about options.

These conversations with my mom were EXTREMELY difficult. But they needed to happen. She ended up setting up a trust and will pass on her paid-off house to just him. And giving me access to money that is just for me. My brother still isn't on disability because he doesn't believe he is disabled (even though he has never worked), but I made it clear to both of them that i won't be responsible for him, but would help him navigate the channels that are available to him, if he wants that.

I'm sure your husband is so stressed out by this situation. Maybe, you can help him make sense of it and also map out clear boundaries so he doesn't just feel that he needs to be endlessly responsible and spend literally a million dollars.

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