Reply to SAHMs that never return to workforce?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I see a lot of distrust in these comments. My husband has helped me set up retirement accounts and such (yes I need help with that kind of thing). But i guess I’m super naive in believing him when he says he’s devoted to me and the family for life. I get other things besides divorce can happen. But I’ve always been perplexed by the notion of going into a marriage assuming one will get divorced eventually. [/quote]

I suggested the retirement account and I didn't mean it re: distrust.

I SAHed for a bit, and we didn't save anything. Now, my retirement is WAY behind because I've contributed less and now I make less and have a smaller match. Consciously and deliberately contributing is a gesture that communicates your "jobs" are equally valuable, and that is an important signal of equality in my marriage. I wish we would/could have done it, but I would advise it if feasible. [/quote]

Even if you had saved while staying home, you wouldn’t have had access to a 401k.  Sounds like some of these husband are really tricking their stay at home spouses into thinking they are contributing to retirement accounts.  They aren’t.  Good for them for saving, but they aren’t saving in retirement accounts besides maybe a small IRA [/quote]

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