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[quote=Anonymous][quote=Anonymous][quote=Anonymous]PS it may seem weird to bring up a post-nup, but the time to do it is when marriage is good and you've made a permanent decision like this. You're simply formalizing what you already have agreed to verbally, and it protects all involved.

You should also have a professional review your and your DH's disability and life insurance coverage. Those are super important in a single income household. You won't be able to get disability insurance but your DH needs all you can afford. You both need life insurance that will carry you until your retirement amounts are large enough to live the rest of your life on even if something happened to one of you. [/quote]

Congrats on figuring out what works for you. I agree with this advice. If you haven't already, you want to be sure to understand the financial implications of your position. Especially given your disability and your ability work if in the future, you want to make sure that you will have the financial resources to take care of yourself and your children if for some reason your DH was no longer in the picture. There are so many sad stories about women who were in a similar position to yourself, and the catastrophic consequences of not being prepared when their DH was unexpectedly no longer able to financially provide for them. Obviously this advice is unnecessary if you have independent wealth.   [/quote]

I think there are fewer stories about women being left high and dry, then there are about families that would simply be better off with a second income.  It’s very easy to work and earn money.  To choose to earn $0 will eventually affect the family.  Whether it’s college savings, retirement age for the man, backup health insurance, nicer vacations, enrichment for kids, etc.  [/quote]

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