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Reply to "Growing share of childless adults in U.S. don’t expect to ever have children"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]If you think about, purely from a financial perspective, I am doing way, way worse than my friends who did not have kids (chosen not to or just couldn't because of biology, relationships, circumstances, etc). It is an interesting thing to see right now since I'm in the thick of it, but US society doesn't encourage having children. If anything, there are economic disincentives built into the economy. No paid leave after having a child, an expensive childcare framework that is regulated to high hell by the government (for safety reasons, is unquestionably a good thing) with no financial support of the government (which people endless dispute as to whether it is shitty or not). Tax benefits are minimal. College savings programs aren't deductible federally and student loan interest is subject to income limits that drive people out of being able to take the deductions. Factor in the caps on SALT deductions (local property taxes pay for schools and surprise, the federal government DOESN'T want to encourage this I guess) and well...here we are. [/quote] This. We have policies that do not encourage having children. And we tell people that no one else should have to pay for their kids, and if you want kids, it's an individual lifestyle choice and you shouldn't expect anyone to help you. So, now that there is less social pressure to have kids (especially on women), I don't know why we'd be surprised that a lot of people aren't planning to have kids. We've basically said that having kids is only for rich people with a lot of support -- so people who aren't that are saying, "Okay." [/quote] I have well off friends in Canada who got paid for either six or 12 months of staying home after they had their kids (can't remember which). They went on some big trip during that time. It made having kids look so much more appealing than what I see here in the US - a measly few weeks of leave, all that time spent messy and depressed with no help unless you get super lucky and are rich enough for a nanny or have involved grandparents. Then there's daycare, endless sports, impossible to pay for college, etc. I am 48 and chose not to have kids. I couldn't fathom how I'd ever ever ever realistically make it work. If I'd really wanted them I could have - my sibling has two, and we're similar enough that at least I have that model to go on - but it just seems to effing hard.[/quote]
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