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[quote=Anonymous]My college student (now graduated) had a credit card for emergencies, but he knew we meant "things that mom and dad would define as an emergency." He rarely used it. Instead, he had a part-time job and saved money from his summer job to pay for all books, incidentals, entertainment, etc. We paid room & board and for his cellphone plan. Also, we let him take a car back to school senior year; we continued to pay for insurance and upkeep, he paid for any gas he used. When he moved off campus junior and senior year, we paid his rent (which included utilities) and deposited $200/month in his account for groceries.

We did buy some clothes, but mostly as birthday or xmas gifts. I made sure he had what he *needed*, and was willing to pay for those things (e.g., winter coat, boots, a few pairs of jeans, underwear), but I was not willing to pay for *extras.* In his case, the best example I can give is that I was willing to buy him (a runner) a pair of good running shoes every 6 months or so; I was not willing to finance his "fashion" sneaker habit.[/quote]

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