Reply to If you grew up UC or UMC and don't make enough money to live that way as an adult

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[quote=Anonymous]My husband was very LMC and lived in DC whereas I had a very UMC childhood (private school, lots of extracurriculars). I was a very overscheduled  kid who did a lot of activities and had a lot of pressure to perform well and be a high achiever. My husband was a free range childhood where he had very few constraints but fewer opportunities (plus he just wasn't a joiner in middle/high school and wasn't interested in extracurriculars).  He was able to start side hustle/businesses as a kid and started an internship at 14 that turned into a career. He's always been incredibly self motivated. I think our different childhood experiences give us a perspective on how to balance things

My husband and I make around 120 K and live a pretty frugal life. We don't have any debt other than the mortgage and my student loans are almost paid off. We have a 4 year old and another on the way.

I don't plan to send my kids to private school. I've dipped my toe into a few extracurriculars for my daughter but we aren't committed to anything long term because the cost is so high. (Luckily with little kids you can pay for just 6 lessons and not be obligated to continue). I want my kid to have a bat mitzvah but I need to figure out how whether it's worth it to commit all that time to religious education and commuting to Temple 2 or 3 days a week.

I think my husband and I decided we wanted to prioritize quality over quantity. We might go on one vacation a year but it will be a really great one. We try to prioritize experiences and quality time with our daughter. She has never been a very materialistic kid. She even said she wanted to have people make a donation to charity instead of getting presents from her friends on her birthday.

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