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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here.  Details of the finances do not matter.  I just want her to look at the total cost and the impacts.  We have over a year to decide.

But, 25K is a number I can pay out of pocket; 70K I can not.  It is that simple.  I do not want to take out loans.  I could pull cash out of my retirement fund (I will be 59 1/2 in her soph. year).  That would probably require me to work until I am 70 instead of 66, though.

I can also point out, that as my only child/heir, in the end it is her money we are spending.[/quote]

Then you need to have a more fulsome, complete discussion with her about what you can pay and what you can't and why. It may come as a surprise to her, and she may be disappointed for a couple of days but that's the only way to get her to factor in cost of attendance.

[b]If you don't explicitly say "there is a limit," don't be surprised when a teenager assumes or acts as if there is no limit to what you will pay[/b].[/quote]

+1  Why should a kid who has been protected from financial information all along naturally understand that for her family the difference between $75 and $25 really matters? There are families where the parents are easily in a position to pay the larger amount.  They also said "don't worry about it".

She took you at your word.[/quote]

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