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Reply to "Help me spend my car payment!"
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[quote=Anonymous]With HHI of 200K, more than 3 times median HHI in the US, 24K in unsecured debt should be paid off in less than a year, unless it's something TRULY out of your hands like expensive life-saving medication that insurance won't cover. The spender, regardless of gender, needs to go cash only and on an allowance. I understand that emotions get in the way of things, and some folks have different attitudes about money, but there's literally no other way to pay off debt other than spending less than you earn and applying the difference. It's kindergarten level math. At pretty much any level of income above 6 figs, you can afford anything, you just can't afford everything, and you're no exception.[/quote]
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