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Reply to "Help me spend my car payment!"
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[quote=Anonymous]What are the “external forces” out Of your control that you have that no one else does? You are not in a special situation. With that amount of debt and those interest rates, there needs to be a serious change in habits. I would have a sit down with DH and tell him you do not want to live this way forever. You need an emergency fund, and to pay down debt. You need to both make a plan to get there. Only you know how to live in a tighter budget, but it is certainly doable on 200k hhi. [/quote]
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