Reply to how the hades did you save a six figure deposit?!

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If you waited until you had kids to start saving for a downpayment that’s the problem.[/quote]

This.  [/quote]

:roll: [/quote]

I'm glad I went ahead and had my DD in my twenties, since I am now I fertile in my early thirties. Fertility treatments ain't cheap, and literally all the women in my office who waited until their late thirties and early forties are going through very expensive ivf treatments, and our insurance options offer zero coverage. Obviously, not everyone who waits has trouble, but[b] the science doesn't lie about declining fertility rates[/b]. We had about $15K saved when I had DD at 28. We purchased our townhome when she was three weeks old. We will be here for 5+ years while we save for a sfh, but I'm glad I have her, and wouldn't trade her for any amount of down payment saved.[/quote]

Did you know that the study about declining fertility rates was done with 200 year old data?  https://www.theatlantic.com/magazine/archive/2013/07/how-long-can-you-wait-to-have-a-baby/309374/

Anyway, I'm 40, all of my best friends had their kids in their late 30s/early 40s and none of them had fertility treatments (they would have talked about it if they did).  The only person I know doing IVF right now has PCOS and donor sperm.[/quote]

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