Reply to How would you feel about losing your company-provided health insurance for "medicare for all"?

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Reply to "How would you feel about losing your company-provided health insurance for "medicare for all"?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1.  Address the moral hazard problem.  There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2.  Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense. 
[/quote]
You seem to ignore the large gap in between.  What then?  People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.[/quote]

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc[/quote]

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300[/quote]
It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60  - and you'll still have a $6k deductible. [/quote]

Yup.

A scam.[/quote]
Now imagine not having ANY insurance and how  much you will end up paying if you get sick.[/quote]

because people were too dumb to get catastrophic insurance on their own so now the rest of us have to pay 10 times or more per month for the same type of high deductible plan?!?!?!?

I'm tempted to take a lower paying job so I get subsidizes

This is the point folks the democratic ideas are going to screw the actual middle class.  The poor get free stuff, the rich can afford to subsidize the free stuff but the middle class sure can't[/quote]
And so what did Rs come up with to help the  middle class?  I keep saying it over and over..  Rs have done nothing for you.  Dems at least tried. All Rs do is whine.

If you want to fix the cost, then tell  your representative to regulate the costs. Short of expanding medicare, that's the only way to bring down costs.[/quote]

Rs have delivered:

More jobs.

Higher pay, especially at low-wage levels.

Lower taxes.

More insurance options, at lower price points.

You do the math.[/quote]

Sorry, no. We’ve had no raises, higher taxes, and higher insurance premiums with worse coverage. The math sucks.[/quote]

My apologies, I should have been more specific.

For the majority of Americans in the private sector, Rs have...[/quote]

I'm in the private sector. But just to be clear, government employees don't matter?[/quote]

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