Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

Exactly.

Too many posters here are not very good at math.

at least with ACA people have some coverage. Our well checks are free. Also, when you have a catastrophic illness, the cost goes waaay beyond your $10K deductible. You can easily hit $250k+.

I can't believe people are this stupid. That's the whole point of catastrophic it kicks in and covers after the deductible. It's even worse with Obamacare 800 a month vs 30-50 bucks for most catastrophic plans all for what a free doctor's visit. That doctor's visit sure isn't worth the extra thousands you are paying per year.

Yes, they are that stupid.

What we basically have with Obamcare is a catastrophic plan that kicks in after I spend the first $6,000 - so I have to pay for my regular doctor appointments, lab work, exams, prescriptions, etc. - but the plan is priced out as if it were a platinum "all things covered" plan. Unsubsidized middle income earners (around $49k) over pay for their plans so that the lower-income can get theirs for a very low, or free, cost.

Nothing wrong with a catastrophic plan.....in fact, it could be a wise choice for those of us with some savings for routine medical expenses. But the. We should be spending $50 a month, not $800.

Nope.. you two are the ones who are dumb. Catastrophic plans prior to ACA did not cover all illnesses. And, if you got sick, insurance companies would kick you off the plan. Then, you wouldn't been able to even get insurance.

You people who are whining about ACA have never experienced true catastrophic illnesses. Your "thoughts and prayers" lifestyle will one day bite you on the a$$.

Anonymous wrote:

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

I sure hope you're not a Democrat, with your ridiculous non sequitur.

What does the form of our representation have to do with the fact that Obama rammed through a plan that made middle-income people pay $800 a month for a catastrophic plan worth $50 a month so that the lower-income people pay $50 or $100 for the same plan? This entire thing was just a redistribute scheme from the straight middle class (earning $50kish) to the lower-middle class (earning $35kish) and the working class ($25k) WHEN MIDDLE CLASS PEOPLE EARNING $50K CANNOT AFFORD TO SUBSIDIZE HEALTH INSURANXE FOR THOSE WHO EARN LESS. And that's what OBamacare did.

Next thing you know is that the Dems will have the middle class subsidize the illegals' health insurance. Just watch.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

What?? We are talking about how a "bronze" catastrophic coversge plan costs $800 a month under Obamacare - when the market price would otherwise be $50. IOW, Obama caused the price of catastrophic plans to go up in cost 10x so other people who earn even slightly less get a major subsidy. We are not talking about going without insurance at all.

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

As Bill Clinton said, it is crazy.

Correction -- he said it was "the craziest thing in the world"

"Bill Clinton criticized President Barack Obama's signature policy reform Monday while on the stump for his wife, Democratic presidential nominee Hillary Clinton, calling Obamacare "the craziest thing in the world."

https://www.cnn.com/2016/10/04/politics/bill-clinton-obamacare-craziest-thing/index.html

I miss having a President who actually cares about the middle class.

Anonymous wrote:

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

We live in a Republic, not a Democracy.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

What?? We are talking about how a "bronze" catastrophic coversge plan costs $800 a month under Obamacare - when the market price would otherwise be $50. IOW, Obama caused the price of catastrophic plans to go up in cost 10x so other people who earn even slightly less get a major subsidy. We are not talking about going without insurance at all.

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

As Bill Clinton said, it is crazy.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

What?? We are talking about how a "bronze" catastrophic coversge plan costs $800 a month under Obamacare - when the market price would otherwise be $50. IOW, Obama caused the price of catastrophic plans to go up in cost 10x so other people who earn even slightly less get a major subsidy. We are not talking about going without insurance at all.

How is it fair for someone earning $50k in a DC suburb, just getting by, to have to pay $800 a month for a craoot bronze plan when someone living in Alabama earning $45k, and living comfortably, gets the same subsidized coverage for $100 a month?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

because people were too dumb to get catastrophic insurance on their own so now the rest of us have to pay 10 times or more per month for the same type of high deductible plan?!?!?!?

I'm tempted to take a lower paying job so I get subsidizes

This is the point folks the democratic ideas are going to screw the actual middle class. The poor get free stuff, the rich can afford to subsidize the free stuff but the middle class sure can't

And so what did Rs come up with to help the middle class? I keep saying it over and over.. Rs have done nothing for you. Dems at least tried. All Rs do is whine.

If you want to fix the cost, then tell your representative to regulate the costs. Short of expanding medicare, that's the only way to bring down costs.

Rs have delivered:

More jobs.

Higher pay, especially at low-wage levels.

Lower taxes.

More insurance options, at lower price points.

You do the math.

Sorry, no. We’ve had no raises, higher taxes, and higher insurance premiums with worse coverage. The math sucks.

My apologies, I should have been more specific.

For the majority of Americans in the private sector, Rs have...

I'm in the private sector. But just to be clear, government employees don't matter?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

Exactly.

Too many posters here are not very good at math.

at least with ACA people have some coverage. Our well checks are free. Also, when you have a catastrophic illness, the cost goes waaay beyond your $10K deductible. You can easily hit $250k+.

I can't believe people are this stupid. That's the whole point of catastrophic it kicks in and covers after the deductible. It's even worse with Obamacare 800 a month vs 30-50 bucks for most catastrophic plans all for what a free doctor's visit. That doctor's visit sure isn't worth the extra thousands you are paying per year.

Yes, they are that stupid.

What we basically have with Obamcare is a catastrophic plan that kicks in after I spend the first $6,000 - so I have to pay for my regular doctor appointments, lab work, exams, prescriptions, etc. - but the plan is priced out as if it were a platinum "all things covered" plan. Unsubsidized middle income earners (around $49k) over pay for their plans so that the lower-income can get theirs for a very low, or free, cost.

Nothing wrong with a catastrophic plan.....in fact, it could be a wise choice for those of us with some savings for routine medical expenses. But the. We should be spending $50 a month, not $800.

+ a million

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

Exactly.

Too many posters here are not very good at math.

at least with ACA people have some coverage. Our well checks are free. Also, when you have a catastrophic illness, the cost goes waaay beyond your $10K deductible. You can easily hit $250k+.

I can't believe people are this stupid. That's the whole point of catastrophic it kicks in and covers after the deductible. It's even worse with Obamacare 800 a month vs 30-50 bucks for most catastrophic plans all for what a free doctor's visit. That doctor's visit sure isn't worth the extra thousands you are paying per year.

Yes, they are that stupid.

What we basically have with Obamcare is a catastrophic plan that kicks in after I spend the first $6,000 - so I have to pay for my regular doctor appointments, lab work, exams, prescriptions, etc. - but the plan is priced out as if it were a platinum "all things covered" plan. Unsubsidized middle income earners (around $49k) over pay for their plans so that the lower-income can get theirs for a very low, or free, cost.

Nothing wrong with a catastrophic plan.....in fact, it could be a wise choice for those of us with some savings for routine medical expenses. But the. We should be spending $50 a month, not $800.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

because people were too dumb to get catastrophic insurance on their own so now the rest of us have to pay 10 times or more per month for the same type of high deductible plan?!?!?!?

I'm tempted to take a lower paying job so I get subsidizes

This is the point folks the democratic ideas are going to screw the actual middle class. The poor get free stuff, the rich can afford to subsidize the free stuff but the middle class sure can't

And so what did Rs come up with to help the middle class? I keep saying it over and over.. Rs have done nothing for you. Dems at least tried. All Rs do is whine.

If you want to fix the cost, then tell your representative to regulate the costs. Short of expanding medicare, that's the only way to bring down costs.

Rs have delivered:

More jobs.

Higher pay, especially at low-wage levels.

Lower taxes.

More insurance options, at lower price points.

You do the math.

^^ I'll have what he's having. That pharm-grade weed is amazing!

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

because people were too dumb to get catastrophic insurance on their own so now the rest of us have to pay 10 times or more per month for the same type of high deductible plan?!?!?!?

I'm tempted to take a lower paying job so I get subsidizes

This is the point folks the democratic ideas are going to screw the actual middle class. The poor get free stuff, the rich can afford to subsidize the free stuff but the middle class sure can't

And so what did Rs come up with to help the middle class? I keep saying it over and over.. Rs have done nothing for you. Dems at least tried. All Rs do is whine.

If you want to fix the cost, then tell your representative to regulate the costs. Short of expanding medicare, that's the only way to bring down costs.

Rs have delivered:

More jobs.

Higher pay, especially at low-wage levels.

Lower taxes.

More insurance options, at lower price points.

You do the math.

Sorry, no. We’ve had no raises, higher taxes, and higher insurance premiums with worse coverage. The math sucks.

My apologies, I should have been more specific.

For the majority of Americans in the private sector, Rs have...

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

because people were too dumb to get catastrophic insurance on their own so now the rest of us have to pay 10 times or more per month for the same type of high deductible plan?!?!?!?

I'm tempted to take a lower paying job so I get subsidizes

This is the point folks the democratic ideas are going to screw the actual middle class. The poor get free stuff, the rich can afford to subsidize the free stuff but the middle class sure can't

And so what did Rs come up with to help the middle class? I keep saying it over and over.. Rs have done nothing for you. Dems at least tried. All Rs do is whine.

If you want to fix the cost, then tell your representative to regulate the costs. Short of expanding medicare, that's the only way to bring down costs.

Rs have delivered:

More jobs.

Higher pay, especially at low-wage levels.

Lower taxes.

More insurance options, at lower price points.

You do the math.

Sorry, no. We’ve had no raises, higher taxes, and higher insurance premiums with worse coverage. The math sucks.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

because people were too dumb to get catastrophic insurance on their own so now the rest of us have to pay 10 times or more per month for the same type of high deductible plan?!?!?!?

I'm tempted to take a lower paying job so I get subsidizes

This is the point folks the democratic ideas are going to screw the actual middle class. The poor get free stuff, the rich can afford to subsidize the free stuff but the middle class sure can't

+ a million

+2 million, if it would actually be free/a better deal for the MC then yeah M4A would be great, but the more candidates talk about it, the more I get the feeling the middle-class (not D.C. middle-class but the actual middle class of 50k-75k) is going to get shafted even more than we already are.

Medicare for some will just make private rates go even higher, and medicare for all? Bernie elaborated that if you make less than 29k you wont pay anything at all in taxes for it, well WHAT ABOUT THE ACTUAL MIDDLE CLASS BERNIE?! We get to keep paying for everyone else?! No thank you.
-signed a major Bernie fan in ‘16
https://thehill.com/homenews/campaign/463425-colbert-questions-sanders-on-middle-class-tax-hike-after-pressing-warren-on

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

It'd even worse than that - try $800+. That's what you'll pay for the "bargain" bronze plan if you're over 60 - and you'll still have a $6k deductible.

Yup.

A scam.

Now imagine not having ANY insurance and how much you will end up paying if you get sick.

because people were too dumb to get catastrophic insurance on their own so now the rest of us have to pay 10 times or more per month for the same type of high deductible plan?!?!?!?

I'm tempted to take a lower paying job so I get subsidizes

This is the point folks the democratic ideas are going to screw the actual middle class. The poor get free stuff, the rich can afford to subsidize the free stuff but the middle class sure can't

And so what did Rs come up with to help the middle class? I keep saying it over and over.. Rs have done nothing for you. Dems at least tried. All Rs do is whine.

If you want to fix the cost, then tell your representative to regulate the costs. Short of expanding medicare, that's the only way to bring down costs.

Rs have delivered:

More jobs.

Higher pay, especially at low-wage levels.

Lower taxes.

More insurance options, at lower price points.

You do the math.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Jeez can we take the politics out of this for one minute and actually have a conversation here

We need to do 2 things

1. Address the moral hazard problem. There needs to be penalties/consequences for poor health behavior poor diet, smoking, not exercising or rewards (lower premiums) for positive behavior
2. Bring back catastrophic plans

Most people are satisfied with their health insurance. Scrapping a system that over 100 million people are happy with makes absolutely no sense.

You seem to ignore the large gap in between. What then? People get sick even if they live healthy lives?

Catastrophic plans don't address things like getting mammograms, a lumpectomy (benign, which I've had). It doesn't address congenital issues like asthma.

The vast majority of people fall in the large gap you keep ignoring.

Not only do they get sick, they also get hit by buses, bitten by dogs, ride in airplanes with people carrying diseases, etc

Under Obamacare you pay for all that anyway because you have a deductible of at least 5k (unsubsidized)

That's the same as a catastrophic plan except you are paying 30 a month instead of 300

Exactly.

Too many posters here are not very good at math.

at least with ACA people have some coverage. Our well checks are free. Also, when you have a catastrophic illness, the cost goes waaay beyond your $10K deductible. You can easily hit $250k+.

I can't believe people are this stupid. That's the whole point of catastrophic it kicks in and covers after the deductible. It's even worse with Obamacare 800 a month vs 30-50 bucks for most catastrophic plans all for what a free doctor's visit. That doctor's visit sure isn't worth the extra thousands you are paying per year.

I think you are the dumb one to not even understand how catastrophic plans work in the marketplace. The catastrophic plans you are referring to don't cover everything. ACA plans, even the high deductible ones, cover all illnesses, including pre-exsting conditions. Catastrophic plans do not.

Catastrophic health coverage is different from accident, critical illness, or short-term plans; these types of coverage tend to protect the policyholder in specific, limited situations. For example, critical illness plans insure the policyholder against specific health illnesses

https://www.ehealthinsurance.com/health-plans/catastrophic-insurance

That's the case NOW because ACA outlawed what was working for many people BEFORE.