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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I think it’s insane that our $250K family did not get 1 penny FA for a $60K/year school.

We were also not always $250K family, we were closer to $160/year, then $180K for a few years. Plus the $250 includes one of us having 2 jobs.

My H is a cop and I was a GS-13 most our lives so we could not really save that much.[/quote]

It's absurd to characterize 250k families as privileged in 2023. After taxes, there is not much left.[/quote]

Yes, it is. Median household income in the United States is under $71K.[b] It’s no one else’s fault that you *chose* to live in one of the most expensive housing markets in the country.

DCUM’s ideas about income are delusional.[/quote]

Most people live where they can get jobs and/or close to their family.  [/quote]

And people should choose to live within their means.  You know your income and cost of living and you budget and adjust.  If you choose to live in an expensive area just to be near family, great.  But then it's a choice and you need to adjust accordingly.  If your job does not pay enough to live in a HCOL area then actively search and make a plan to move elsewhere.  Fact is life is about choices.  Majority of Americans live on much less than the DCUM.  Some even in HCOL areas.  If you choose to live in HCOL area you have to adjust your lifestyle to accommodate and that means getting less "wants" satisfied if you want to be a responsible adult. 
[/quote]

I love how not being to afford 80K for college per year (heading towards 100K per child per year) is a personal choice and when I was making decisions to have children I should have known colleges would have tripled in cost and far outpaced inflation. If I had all these powers to predict the future honestly I would have used it on a lotto pick and won the mega millions.

I’m not even sure what these lectures about being a responsible adult is about.  The bottom line is with the information I had at the time making the life decisions I made, there was never this one moment of time that I had all the pieces in front of me and had certainly and could weigh all the implications in totality to make a decision that would have been this “choice” to afford an 80k/year college. If my kids decide to have children they are working from the information that private colleges cost more than most homes and possibly public college tuition might be out of reach, that jobs aren’t secure and can be outsourced. After having  their college choices limited to public colleges and private colleges with merit they might structure their lives around that by having 1 or no children or selecting a field that makes it easy to find a job in a lower cost of living area so that their kid can pick any college they get into. However, even if they structure their lives with that goal there is still a level of unpredictability with best laid plans - what if there is another pandemic, what if technology advances to make their field obsolete etc. So it’s also possible to be responsible and make good financial choices and still not being to afford something.  I’m not saying they entitled to this or need this, I’m just saying this isn’t a Choose Your Own Adventure book where an obvious choice leads you to everything- its more like the Game of Life where it’s luck, timing, and small decisions and it doesn’t always turn out as planned despite “choices”[/quote]

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