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General Parenting Discussion
Reply to "Who pays, preschooler threw phone in pool"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It was an accident. [b]That’s what insurance is for. [/b]A two year old admit responsible obviously but leaving a phone where a child can reach it is negligent. The phone owner is at fault. Not the mother of the child. As for whether it was a “deliberate act” a 2 year old is not capable of a deliberate act in a meaningful sense with regard to protecting or understanding property. [/quote] Who buys insurance on a cell phone?[/quote] When phones were less expensive, most people didn't have insurance. Now that smartphones cost $500-1000, I pay for insurance. [/quote] Total waste of money. Effectively you’re paying for another phone on a layaway plan, except you probably never get the phone.[/quote] I can see that you haven't run the math and/or take better care of your phone than I do. If my phone costs $800, then $12/month for 2 years is worth it, if I or my kids destroy one or more phones year.[/quote]
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