Reply to Am I a huge jerk if I don't save for college for my kid?

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Reply to "Am I a huge jerk if I don't save for college for my kid?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]No, but I don't get it. Doesn't rat race mean that you had a stressful well-paying job or something like that? Where's the money?
I'm poor but I'll help my boys to pay for college since I have nothing better to do with my income.[/quote]

Op here. So what happened is we moved when DS was born and I have been unemployed for a year. We are in a lower cost of living area, but lower salaries too. However, the money I saved when working, I'd like to use to buy a house in cash. DH will continue to work FT, and I will try to find a PT job that can cover additional retirement contribution plus vacation/travel and college contributions.  I feel like we could have a nice life with this arrangement. [/quote]

OP, this has nothing to do with being a jerk or not at this point.

It has to do with being wise about how you use the money you have.

You are prioritizing buying a house in cash over putting money into retirement or college savings? No, no, no. Why do you think this is a wise idea?[/quote]

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