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Money and Finances
Reply to "Critique my budget, please"
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[quote=Anonymous]DH and I are mid-30s and have similar take-home as you without the bonus and with a lower mortgage and almost double the childcare costs, and we've got about double your retirement (about $500K) and $50K in 529s. If you've got $5k leftover every month, you need to be allocating more to retirement. Your emergency fund sounds okay, though. I do think you underestimated costs on your budget. Are you using a tracking program?[/quote]
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