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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]He is right, it is her money and not her mom.  You should be thanking both of them, especially her.  Personally I'd never take a loan from family nor would I agree to something I cannot afford.  [/quote]

I inherited money from my mom.  She left it to me, not to DH and me.  It is my money, not our money.[/quote]l

Wow. Just, wow.[/quote]
Why?
I wish I had $$$$ of my own to spend as I please. I would have sent our kids to private schools in colleges. As it stands, they are destined for public colleges (which are great in VA, but I wish they didn't have to be so constrained in their choice).
I would also have helped out my sibling or at least opened an account for their kid's education. If I wanted to do this now, my spouse would argue and try to prevent me from doing that.[/quote]

PP who inherited money here.  That is exactly my approach.  I am not a spendthrift, but from time to time stuff happens and I want to spend money on it without needing to be in sync with DH.  The private college example is a good one, because without my mom's money, we can afford in-state MD public schools (plus a little more), but not private ones.  If we can pull it off by me dipping into my mom's money, that would be great.

Beyond that, I have seen a couple of ugly divorce situations with my sister and a friend, sufficient to make me want to have my own resources beyond our joint ones.  (I do work and in fact, make most of the HHI.)  I don't think our marriage will end, but who does?  My mom worked very hard for this money - I'm going to be as careful with it as she was.[/quote]

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