Reply to Breakout for allowance- 30% college, 40% spend, 20% charity, 10% future.. ?

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[quote=Anonymous][quote=Anonymous]Why make them give to charity? I don't know if they will see it as giving freely to something they believe in if its a chore. I always resented being forced to give at church, though I also hated church.  Do you have a plan for them to choose a charity or is it something at school?[/quote]

This. Giving to charity has to come from one's heart. If it's an important value to you, model it. Your children will find something they're passionate about and that they want to sacrifice their "wants" for. *Making* them give to charity is very likely to backlash once you can no longer control their actions.

Also, a thousand amens to "kids aren't stupid". They are exquisitely attuned bullshit detectors. If you give them X and tell them they can only spend 1/3 of X as they please, they'll catch on to the fact that their spending money is not really X, and they'll resent you for your insincerity.

Quite frankly, I see allowance as a teaching tool. They can blow it on candy the day they get it, and learn than there's no more money for a week. They can give it all to a beggar, and find out that you have to balance charity with your needs, in life. Or, with their parents' help (discussing, brainstorming, Mum/Dad acting as their "bank" where they can deposit x percentage of their allowance) they can save for a mid-term goal. But that has to be their goal, something they feel it's worth saving for, even if it seems the silliest thing on Earth to throw money into to the parent. Otherwise, there'll be no driving force behind the act of saving and, once again, the lesson won't be learned.[/quote]

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