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[quote=Anonymous]Had dd when I was 38.  Eventually I decided against a second child (even though dh would have been happy to have a 2nd) because we didn't have time or money then.  Looking back now (dd is 21), I wish we had had the resources to have a second but it just wasn't in the cards at the time.

However, only children are supposed to be better at making and keeping lifelong friends.  I've seen that with dh who is an only child.  So chances are your child will build his/her own family.  I've seen it with my kid.

And - a huge cautionary tale, OP.  Dh and I worried a lot about what we would do as our parents aged.  But all four parents went really quickly.  No one was in assisted living or a nursing home.  BUT my older brother, a huge loner, had an accident which left him unable to work.  He already had many debts, many health issues and an addiction so, all in all, his situation is bad. My sister and I are supplementing his income for now while we wait to see whether he is going to be able to move successfully into recovery.  But it's been a big source of stress for everyone.

All this is to say, that if I could go back in time and not have high student loan debt, I would probably have a second kid.  But having a second kid is no guarantee that the first kid will have help dealing with aged parents!  I wouldn't overthink this.  You can't control the future!  Good luck with your decisions.[/quote]

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