Reply to I can't talk to my wife about money.

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Sounds like you need to man up and make more money[/quote]

Thanks for the advice, Maureen McDonnell![/quote]

LOL. Love that response.  Back to the question,  one thing that may help is have money that is supposed to be set aside for saving go directly into another account.  From the beginning when we were engaged we had one joint savings account where we agreed a certain amount would go each month towards the wedding. After the wedding the savings account was used for the house downpayment etc.

What is the goal for the extra 30K a year?  Is this being earmarked for college fund, investments, paying off loan, downpayment for a house?  Can you guys agree that bonus money goes directly into to the savings fund for X goal?  I think it's easier to think buying curtains for the baby now delays doing x financial goal .  You guys should be thinking of the specific financial goal when you are trying to decide if you can afford something when you have the money and are not in debt. I haven't used it but YNAB (you need a budget) software has been recommended on DCUM and I think the software is set up around that thinking of earmarking money coming in for a specific purpose.  As others have mentioned you have to work thru the tears and continue the conversation.  If DW mentions going back to work calmly state that the first step is agreement on financial goals and then you guys can work together to figure out how it can happen.
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