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Reply to "cost of assisted living facility"
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[quote=Anonymous]A financial planner would be a help but so would a thorough understanding of what a screwed up system it is. We paid $7K a month for my mother to share a tiny room in ASF. Fortunately she had long tern care insurance. She never did qualify for Medicaid despite having no assets, then they put her out. We cycled through several homes and when the money ran out, she died. Look into the Medicaid thing. They have a reach back of 5 years, so assets need to go into an irrevocable trust to someone else 5 years before you need a AFF. You really need someone you trust, preferable out side of the family to manage the trust.[/quote]
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