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Money and Finances
Reply to "I'm addicted to saving"
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[quote=Anonymous]You are doing an amazing job saving! You should give a lesson or two to the lawyer who wants to declare bankruptcy :) We keep our emergency fund in a FDIC online savings account ( think Ally or GE Capital) that has a higher interest rate than our regular bank. I like online accounts for this purpose because it is 100% safe and it takes about three days to get our money transferred to our regular account so we never use it for impulse spending. As others have sais, look into your company's retirement program and put in at least the match. You can save a maximum of $17,500 in pretax money in a retirement account next year which will help you save for retirement and reduce your taxable income-all good. You should also look into a dependent care account so your child care cost will be tax free. Keep up the good work.[/quote]
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