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Reply to "Should my mom buy an annuity?"
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[quote=Anonymous]13:45 back ... just to clarify/correct ... I meant to say diversified funds (plural) such as Vanguard. With $1M to invest I would not buy any individual equities but you can come up with a good diversified investment in 4-5 Vanguard funds including bond fund, stock funds, etc., mixing large cap, small cap, dividend growth, etc. Some would say go index funds, others (such as the Vanguard advisor newsletter) would say go to actively managed VG funds to avoid some of the pitfalls of the index funds. Either way they (for example) are well managed funds with fairly low expense ratios. Just wanted to clarify that I would not put the $1M in one diversified fund. [/quote]
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