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[quote=Anonymous][quote=Anonymous]My son is in 8th grade and I will ocassionally refer to the fact we are saving for college and sigh or mention something about how expensive college is.  When do you start the real deal talk about costs and loans and alll of that more seriously?  My husband and I have strong feelings on not paying for elite privates if there are solid cheaper options available, but dont want to discourage or pick a fight too soon for nothing.[/quote]

Absolutely you discuss this with your child now!

Kids are not stupid you raise them financially literate.

Stop with the moral omg "elite privates" crap.

That is not how you frame it.

Colleges are businesses now you show your kid what the finances are and you let them decide. You tell them what you can afford and it is up to them if they take loans for an expensive lax. They are adults. If you taught them finanical literacy they will understand.

If you were a moron and sent them to a private school for their HS education and then say no to "elite privates" you failed them financially.[/quote]

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