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Reply to "I’m a single parent and just paid off my mortgage "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You could have refinanced at 2.5% and invested with a much much higher return rate. What is the value of your home? What city are you in?[/quote] And the stock market could crash in 10 months right before the OP retires. [/quote] So? She should always have enough cash to cover 2-3 years of retirement. Those crashes last under 2 years. Great time to buy into market as it turns around. [/quote] Wrong again. You could luck out with a one year recovery; it’s far from the norm. https://www.quantifiedstrategies.com/how-long-does-it-take-for-stocks-to-recover/ [/quote]
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