Anonymous
Post 11/30/2025 14:01     Subject: I’m a single parent and just paid off my mortgage
Congrats!!! We are trying to pay a few hundred extra on ours each month.
Anonymous
Post 11/30/2025 13:10     Subject: I’m a single parent and just paid off my mortgage
That's terrific, OP! 👏🏻👏🏻👏🏻
Anonymous
Post 11/30/2025 10:35     Subject: Re:I’m a single parent and just paid off my mortgage
That is an amazing accomplishment! Congratulations to you - I'm very happy for you.
Anonymous
Post 11/29/2025 22:43     Subject: I’m a single parent and just paid off my mortgage
I am very happy for you.

Great role model for your child.

You should feel proud.
Anonymous
Post 11/29/2025 20:18     Subject: Re:I’m a single parent and just paid off my mortgage
Amazing. Congrats
Anonymous
Post 11/20/2025 09:38     Subject: I’m a single parent and just paid off my mortgage
Congratulations
Anonymous
Post 11/19/2025 19:27     Subject: I’m a single parent and just paid off my mortgage
Congrats! Fellow single mom here and I know first hand how much hard work it takes to stay disciplined for so long. Hope you are enjoying the moment and celebrate!
Anonymous
Post 11/19/2025 18:42     Subject: Re:I’m a single parent and just paid off my mortgage
^^ Me again, I forgot to mention, I've only been making a 6-figure salary for 5 years, which was also when my oldest went to college.
Anonymous
Post 11/19/2025 18:41     Subject: Re:I’m a single parent and just paid off my mortgage
Congratulations! I'm right behind you. I bought my home in 2005 and refinanced it once, down to a 3% interest rate. My home is 1100 sq ft, located in DC, and I raised my 2 sons in this very small home with zero regrets. I've got 5 more years on my mortgage!
Anonymous
Post 11/19/2025 18:40     Subject: I’m a single parent and just paid off my mortgage
Haven’t read whole thread, but huge congratulations!!.
Anonymous
Post 11/19/2025 18:33     Subject: I’m a single parent and just paid off my mortgage
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You could have refinanced at 2.5% and invested with a much much higher return rate. What is the value of your home? What city are you in?


And the stock market could crash in 10 months right before the OP retires.

So? She should always have enough cash to cover 2-3 years of retirement. Those crashes last under 2 years. Great time to buy into market as it turns around.


Wrong again. You could luck out with a one year recovery; it’s far from the norm.

https://www.quantifiedstrategies.com/how-long-does-it-take-for-stocks-to-recover/

Anonymous
Post 11/19/2025 17:39     Subject: I’m a single parent and just paid off my mortgage
Anonymous wrote:
Anonymous wrote:You could have refinanced at 2.5% and invested with a much much higher return rate. What is the value of your home? What city are you in?


And the stock market could crash in 10 months right before the OP retires.

So? She should always have enough cash to cover 2-3 years of retirement. Those crashes last under 2 years. Great time to buy into market as it turns around.
Anonymous
Post 11/19/2025 16:54     Subject: I’m a single parent and just paid off my mortgage
Anonymous wrote:You could have refinanced at 2.5% and invested with a much much higher return rate. What is the value of your home? What city are you in?


And the stock market could crash in 10 months right before the OP retires.
Anonymous
Post 11/19/2025 16:53     Subject: I’m a single parent and just paid off my mortgage
Congrats! That’s an awesome accomplishment!!
Anonymous
Post 11/19/2025 16:49     Subject: I’m a single parent and just paid off my mortgage
Bravo ! Good for you!