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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]A very rough estimate:  your annual pension at age 58 is $78K.  The present value of a $1 annuity at that age is somewhere around 20.  So, at age 58, the value will be $78K x 20 =$1.56M.  Discounts it back 17 years to now, at 4%, it’s about $800K.

An actuary.[/quote]
There is no guarantee you will make it to 78 years of age. Why are you trying to value this when tomorrow is not promised. It's not like a 401 or IRA that is inheritable. [/quote]

So many haters lol[/quote]
Not a hater. Just stating facts. A person can live to the ripe old age of 99 and collect a pension for thirty-five years. Or an otherwise relatively healthy person can retire at 62 and have a massive heart attack and drop dead at 63, which is considered young for death. One year of pension received. Not a hater, just someone with personal experience and no that it is a wonderful benefit that cannot be inherited in whole. That is why it should not be calculated for 20 year future value. If you live to see old age, a pension is gravy. [/quote]

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