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Reply to "If you're a saver married to a spender"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]A Starbucks drink is profligate? Wow. Gotta tell DH he has to use cheap shampoo not the expensive one. [/quote] It is if it's not in your budget to buy daily (or whenever they are buying it) It all adds up. People like that tend to waste lots and not even realize it. [/quote] I never go to Starbucks. Yes, I think buying anything there is a waste of money. Make coffee at home, at the office, or buy it at McDonalds or 7-11. I also buy mostly generic items at the store (not some items like paper towels), and choose where I spend my money. When the kids were little, I'd buy clothes on sale for the next season in what size they'd be then. Frugal, sure. And while we are probably poor by DCUM standards, we have everything we need and much of what we want. One international family trip per year, visit each kid at their flight-away-from home each semester, and spouse and I also do a US trip just the 2 of us. It works for us[/quote] Sounds like us. Starbucks is gross anyway. I make better coffee at home, or if out of the house, there are better places to get a drink.[/quote] agreed Starbucks is not good coffee. But it's the mentality of spending $$$ daily for something you can make at home. I live where I can walk to 6+ good coffee shops (not Starbucks) within 2 blocks of my home. Yet I rarely buy coffee out, because I can easily make much better at home (top coffee and top coffee maker) and why would I spend $7+ for a coffee that can be made for $.50 at home and be better? I know people whose entire family 2 adults and 2-3 kids in MS/HS spend $40+ daily getting Starbucks or the equivalent. That is $1200+ per month. Add in also buying lunch while out and about and you have spent $3K+ per month on something that can be had for $500. Most are unaware of where their money is going [/quote] How much a pound is your coffee that costs you 50 cents a cup? Is this a nominal 6 oz cup or the amount you actually drink at a time? I buy $21 a pound coffee beans, lasts 10 days. I make a big mugful about 14-15 oz a daya day. So technically that's under a dollar a 5-6 oz cup but it's over $2 a day. [/quote] My $25 bag of coffee lasts me ~13-14 days. So I guess it's about $2/day. However, that is 3 10 oz cups of coffee, so about $12 at our local coffee shop plus tip of $1-2. So I'm saving$10+ per day and getting much better coffee. 10*30 is $300/month. I can afford it but think it's silly to spend that daily even if I can afford it. I'd rather spend it on other items. And for most people, multiple "like to haves" of $300/month per person adds up to $2K+ per month for the family. Invest that and a kid is set for college [/quote]
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