Reply to How much should be in 401k at age 40?

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Reply to "How much should be in 401k at age 40?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]You're asking about the 401k, but by 40 you should try backdoor contributions to a Roth IRA as well.[/quote]

Odd advice without knowing income. Most Americans make below the Roth contribution phase out. [/quote]

Strongly suggest looking up the details for “backdoor” Roth contributions. [/quote]

You missed the point. The average American doesn't make enough money to have to use a backdoor to contribute to a Roth. Sorry you live in a UMC bubble. [/quote]

No, you missed the point. Regardless of OP’s income, Roth IRA benefits are available to OP. And by 40, the advice is to look into taking advantage of that by contributing to a Roth IRA. Thats solid advice, and you’re focused on whether or not a backdoor is needed - who cares. [/quote]

I don't think you understand how tight the average American's finances are.  While I appreciate your mansplaining, you continue to miss the point.[/quote]

Your virtue signaling is a waste of time, irrelevant to this discussion, and worst of all boring.[/quote]

Your being a douche is tiresome. [/quote]

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