Reply to How to ensure my kids inherit my money if my husband remarried and died?

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[quote=Anonymous]I'm surprised this isn't on more people's radar. I've seen it play out nearly every time a wife dies first. Wife dies first, her husband remarries a woman 5-10 years younger, then the husband dies and wife lives another 20+ years. 2 bad scenarios here- new wife spends all the money on her old age (some of which was the first wife's money that she wanted to go to kids), or new wife designates her own kids as heirs and completely cuts off the old kids. I think a lot of you are too young to see it, but there's husband hunters out there in retirement communities. A lot of women made no money and didn't save for retirements and they're looking for a man to provide.

I love my dh and would want my money to go to him in old age, but definitely not to a new wife. My dh is a great guy, so I know he'd remarry. I also want my kids to get the money when we die and not when some younger stepmom dies 20 years after their dad. My will has my insurance and 50% retirement going to my kids. Also, the money I inherited will go to my kids.

I have never seen a man die first and his money go to the new husband's kids. I'm sure it happens, but it can't happen often. My grandpa's step grandchildren inherited millions that came from my ancestors and their grandma wasn't even married long to my grandpa.[/quote]

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