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Reply to "How to ensure my kids inherit my money if my husband remarried and died?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Set up a trust. Designate kids as beneficiaries. Talk to your lawyer.[/quote] I would be super pissed of DH did this and died and left me with 1/2 what we had before. [/quote] Why?! [/quote] I don't think anybody philosophically has a problem with what OP is trying to achieve, but I can see a lot of pissed-off spouses based on the way one of the spouses achieves this. I think everyone is trying to achieve some structure such that the surviving spouse is able to fully utilize 100% of the estate...I mean, it is quite possible they never marry again, so now you just restricted a ton of $$$s that in theory you collectively accumulated...but provides some $$$s protection for the kids if you remarry. Maybe I am crazy...but if I were to remarry, it is likely someone with similar age and finances. I[b] just don't see a "gold digger" situation as being the norm. [/b] [/quote] DP: It's not necessarily a gold-digger situation--but IME a lot of older guys remarry someone slightly younger if their wife dies first and they often leave the money to the new wife who then leaves it to her kids. The older guy is just statistically likelier to die before the new wife both by gender and age and he's just mentally more oriented to caring for her than his adult children at that point. But his late first wife probably would have preferred her portion of the money go to her kids. Most of the women I know whose spouses died, either don't remarry or still leave the money from their first marriage to their kids rather than their new spouse. Maybe this will shift as people who grew up under different gender dynamics age, but as a woman who has earned half the money in my marriage, I want to make sure my spouse is well-taken care of AND that my kids get their share too if I were to die first.[/quote] Exactly.[/quote]
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